FCRA Discovery Series: Understanding Documents from Experian
Do you want to improve discovery in your fair credit reporting cases? NACA is offering a webinar series detailing the document discovery in a Fair Credit Reporting Act (FCRA) cases.…
Read MoreFCRA Discovery Series: Understanding Documents from TransUnion
Do you want to improve discovery in your fair credit reporting cases? NACA is offering a webinar series detailing the document discovery in a Fair Credit Reporting Act (FCRA) cases.…
Read MoreFCRA Discovery Series: Understanding Documents from Equifax
Do you want to improve discovery in your fair credit reporting cases? NACA is offering a webinar series detailing the document discovery in a Fair Credit Reporting Act (FCRA) cases.…
Read MoreState Retail Installment Sales Act and Truth in Lending Act Claims in Vehicle Purchases
State retail installment sales laws are useful tools for litigating auto cases that are at times overlooked. Those statutes and the Truth in Lending Act (TILA) can provide important remedies…
Read MorePresenting Winning Defenses in Private Student Loan Collections Actions
Interacting with the web of private student loan debt holders and debt collectors continues to be a developing part of practice for consumer attorneys. To litigate this area of law,…
Read MoreReal Estate Settlement Procedures Act (RESPA) 101
Webinars RESPA 101: Drafting Effective Requests for Information and Notices of Error The Da Vinci Code—How to Read and Understand Mortgage Life of Loan Histories using Black Knight’s LoanSphere Magnified…
Read MoreDon’t Make this Mistake—Accuracy: Avoiding the Landmine in FCRA Cases
Credit Reporting Agencies (CRAs) and furnishers rely on three main defenses in FCRA cases: accuracy, damages, and willfulness. Accuracy is the most dangerous defense. When CRAs or furnishers take the…
Read MoreDebt Defense eCourse
Nearly 30 million Americans have a debt in collections. Given that the average American household has approximately $15,000 in credit card debt, this trend is likely to remain active for the foreseeable future. Furthermore, as unpaid debt is sold to third-party debt buyers for pennies on the dollar, debt buyers use the courts to sue hundreds of consumers in one fell swoop, often without any knowledge that the debt is still owed or that the amount is correct. Learning how to effectively handle debt defense cases and spot affirmative claims with fee-shifting statutes is an excellent path to start a thriving consumer practice.
Read MoreReg X Claims: The Unqualified Written Request
The Real Estate Settlement Procedures Act (RESPA), as implemented through Regulation X, applies to all federally related mortgage loans with few exceptions. RESPA requires specific disclosures and procedures in connection…
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